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Last updated: September 2026
A sample demand letter is a completed personal injury demand you can use as a model for your own, showing how to present liability, medical damages, lost wages, and a specific settlement figure to an insurance adjuster. As of September 2026, you can download EvenUp’s free sample demand letter below, built from the structure a personal injury firm actually uses, so you see the finished argument rather than a blank template. In EvenUp’s data, demands built this way carry a 69% higher likelihood of policy-limit settlements than non-EvenUp demands.
A demand letter is the formal document a personal injury attorney sends to an insurer to open settlement negotiations, laying out liability, the injuries and treatment, the economic and non-economic damages, and a specific dollar demand. It is the pivot point between the treatment phase and the negotiation phase of a claim: a strong one anchors the settlement conversation, and a weak one invites a low first offer.
Demand letters are used across many dispute types (unpaid debts, breached contracts, employment matters). This page and the attached sample cover U.S. personal injury and bodily-injury claims. For a full walkthrough of drafting one, see EvenUp’s guide, How to Write a Personal Injury Demand Letter, and the primer What Is a Demand Letter?.
A strong personal injury demand letter includes seven parts, in this order. The free sample below shows each one filled in for a model case.
| Section | Purpose | What It Contains |
|---|---|---|
| Introduction and parties | Frame the claim | Claimant, insured, claim number, date of loss |
| Statement of facts | Establish the story | A clear, chronological account of how the incident happened |
| Liability | Assign fault | Why the insured is responsible, tied to evidence |
| Injuries and treatment | Prove the harm | Diagnoses, providers, and the course of care |
| Damages | Quantify the harm | Medical bills, lost wages, and pain-and-suffering, itemized |
| Demand | Anchor the number | A specific settlement figure and the reasoning behind it |
| Deadline and closing | Drive a response | A response window and next steps |
These three terms get used interchangeably, but they solve different problems. Use a sample to see the finished argument, a template to draft your own faster, and an example to study one specific case type.
| Document | What It Is | Best For |
|---|---|---|
| Sample demand letter | A completed model letter | Seeing the full structure, tone, and anchoring in context |
| Demand letter template | A reusable, fill-in framework | Drafting your own letter quickly and consistently |
| Demand letter example | A completed letter for one scenario | Studying how a specific case type is argued |
The EvenUp download gives you the completed sample, and the same asset works as a template you adapt case to case. For step-by-step drafting instructions, follow the personal injury demand letter guide.
EvenUp’s Demands product turns a synced case file (medical records, bills, and policy information) into a litigation-ready demand. The free sample here is a complete, model personal injury demand you can read end to end and adapt. It covers:
A demand letter is the right next step once treatment is complete or has reached maximum medical improvement and you can document the full extent of damages. Sending it too early, before the medical picture is clear, undercuts the number you can credibly demand.
A demand letter is not a substitute for filing suit when liability is disputed or the statute of limitations is close, and it is not the right instrument for non-injury disputes like unpaid debts or contract breaches, which follow different conventions. For what happens after you send it, see How Long After a Demand Letter Can I Expect a Settlement?.
EvenUp’s Demands™ and Express Demands™ turn a firm’s case file into a structured demand: AI Drafts™ helps a firm replicate its best demands, medical records are organized into the chronology, and damages are itemized to the structure shown in the sample above. EvenUp has supported $10B+ damages claimed for the firms it works with. The aim is to move attorney and paralegal time off records assembly and onto strategy and clients.
Schedule a call today to see how EvenUp’s AI tools automate repetitive tasks, streamline custom drafting, and empower staff to focus on case strategy and client engagement.
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A personal injury demand letter should include an introduction and the parties, a statement of facts, a liability argument, a summary of injuries and treatment, an itemized damages schedule (medical bills, lost wages, and pain-and-suffering), a specific settlement demand, and a response deadline. The free sample above shows each section completed for a model case.
No. A sample demand letter is a finished, completed letter you read as a model, while a template is a reusable fill-in framework you draft into. A sample shows you the tone and the finished argument, and a template speeds up your own drafting. The EvenUp download works as both.
Standardize the structure, then automate the assembly. When every demand follows the same seven-section format and your team drafts from organized records instead of raw files, drafting time drops and quality holds. EvenUp’s Express Demands™ and AI Drafts™ build the demand from a synced case file, so attorneys spend their time on strategy rather than assembly.
Give the whole team one model and one structure to work from. A shared sample and template keep the tone, sections, and anchoring consistent no matter who drafts, which matters most for firms running high caseloads. With AI Drafts™ , a firm can replicate the standards and best practices of its best people across the caseload instead of rebuilding each one from scratch.
